BANKING AWARENESS UIZ MAY 2016 FOR SBI EXAMS


1. Under the Corporate Debt Restructuring (CDR) mechanism, loan assets of banks have been categorized. Which one of the following statements is not correct?

Ans-Assets belonging to Doubtful and Loss categories come under Category 2


2. Under which of the following methods of depreciation, amount of depreciation varies every year?

Ans-Written Down Value Method



3. Usually, the validity period of an Income Tax Refund Order is?

Ans-3 months

4. What do you mean by “Outcome Budget”?

Ans-It is a report submitted by the Government of India indicating made in different projects by ministries and departments as a first step towards converting outlays into income

5. What is “Stagflation”?

Ans-inflation after deflations

6. What is POP-SP in relation to New Pension System introduced on the 1st May 2009?

Ans-Point of Presence Service Provider for registering the citizens under the Scheme and remitting their subscriptions

7. What is true about “white Card”?

Ans- It does not carry on its face, the brand of the issuer

8. When a country decide to conduct trade on favorable terms with another country for mutual benefits, this is called?

Ans-MFN Status

9. When a security is not treated in the Stock Exchange for a period of ………….. days prior to the date of valuation, it is treated as “Non-Traded” security?

Ans-60 days

10. When banks invest their deposit accruals in Government securities, it is called?

Ans- Narrow Banking
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